Invitation to EGM - 15 November 2004

In accordance with the codified law 2190/1920 “re: Societies Anonymes” and the articles of association of the Bank, the Board of Directors invites the shareholders of EFG Eurobank Ergasias S.A. to an Extraordinary General Meeting, on Monday, November 15th 2004, at 10.00 a.m., at the Hotel «Amalia», 10 Amalias Avenue, Syntagma Square, Athens.
In accordance with the codified law 2190/1920 “re: Societies Anonymes” and the articles of association of the Bank, the Board of Directors invites the shareholders of EFG Eurobank Ergasias S.A. to an Extraordinary General Meeting, on Monday, November 15th 2004, at 10.00 a.m., at the Hotel «Amalia», 10 Amalias Avenue, Syntagma Square, Athens.
The items on the Agenda are as follows:
  1. Briefing on the distribution of interim dividend of the financial year 2004.
  2. Distribution of shares to employees of the Bank, in accordance with article 16 paragraph 2 of codified law 2190/1920 and article 1 of the presidential decree 30/1988, as in force. The shares will be derived from the share capital increase through capitalization of part of the reserves formed up to and including 31/12/2002. Respective amendment of article 5 of the articles of association of the Bank.
  3. Amendment of the 5/4/04 General Meeting resolution regarding the stock options programme, in accordance with the provisions of article 13 par. 9 of codified law 2190/1920, as in force.
  4. Announcement of the list of shareholders from whom the Bank acquired its own shares, in accordance to article 16 par. 5 of the codified law 2190/1920.
All shareholders of the Bank have the right to attend this meeting either in person or by proxy. Each share is entitled right to one vote. To participate in the General Meeting the shareholders must block the total or part of their shares – through their Operator in the Dematerialised Securities System (D.S.S.) or (if the shares are registered in the Special Account of D.S.S.) through the Central Security Depositor S.A. – and submit to the Bank (Shareholders Department, Santaroza 5, Athens tel: +30 210-3357158, +30 210-3357159) the relevant Certificate of Blocking of Shares at least five (5) days before the day of the meeting.
Within the same deadline the representation documents must also be submitted to the Bank.
In case the quorum requirements are not met , the General Meeting will be held again on 29/11/2004, after being duly summoned.
Athens, October 22, 2004
THE PRESIDENT
OF THE BOARD OF DIRECTORS
Xenophon K. Nickitas