Payment of Interim Dividend for the Financial Year 2004

EFG Eurobank Ergasias S.A. announces the following:
EFG Eurobank Ergasias S.A. announces the following:
a) The Shareholders of the Bank as after the closure of the Athens Stock Exchange session on the 26.11.2004 are entitled to the interim dividend for the financial year 2004 amounting to euro 0.30 per share. The distribution of the interim dividend has been resolved by the Board of Directors of the Bank at its meeting on the 22nd of October 2004. Therefore, from Monday the 29th of November 2004, the share will be traded in the Athens Stock Exchange without the right to interim dividend for the financial year 2004.
b) The payment of the interim dividend to the above mentioned beneficiaries will be effected from Wednesday the 15th of December 2004. The interim dividend of the shareholders, who have appointed the Bank as operator of their securities account in the Dematerialised Securities System, will be deposited in their accounts on Wednesday the 15.12.2004. All the other shareholders may collect the interim dividend from any branch of the Bank upon presentation of their Identity Card from Wednesday the 15.12.2004.
For further information, the shareholders are kindly requested to contact the Bank’s Shareholders’ Department: 5, Santaroza Str., 105 64 Athens, tel. +30 210 33 57 158 and +30 210 33 57 159.
Athens, November 23rd 2004
EFG Eurobank Ergasias S.A
.